Owning land is a sound investment for the future, thats why the Credit Union offers great fixed rates, flexible terms and an available amount of up-to 80% of the appraised value of the land to borrow.

Our Lending staff is always available to answer your questions and to take your application. Ask about current rates and terms, and find out what your payment would be for the amount of money you need. You can compare payment schedules, both for each period and over the life of the loan, and at different terms.

HRCU offers all of the following features on Land Loans:

* No application fee
* No credit report fee
* Low appraisal fee
* No prepayment penalties
* Available amount to borrow is 80% of appraised value
* Extended repayment terms
* Free loan protection insurance up to $25,000
* Credit disability insurance available
* The most competitive local interest rates
* Flexible loan terms
* Convenience of direct deposit, payroll deduction, and
automatic transfer